About Custom Health Plans

Custom Health Plans, Inc founded by Richard Monello was formed with one purpose in mind; to create the most cost-effective, affordable health care solution available for individuals, families, small businesses and the self employed. Our team of professionals has over 30 years of experience in the insurance and financial services industries and we pride ourselves on the service, respect and professionalism provided to all of our clients.

New Plans for Solving the Health Care Crisis

Why Choose Custom Health Plans!

• Independent - At Custom Health Plans we continually evaluate our carriers to ensure the highest quality products.
• Expertise - We are experts in the health insurance field. Our team of professionals has over 30 years experience in plan design, underwriting and claims management.
• Claims Satisfaction - Being responsive to the needs of our customers' is a priority. That's why more than 90% of all health insurance claims are processed within 10 working days or less. (Actual 2005 results)
• Insurance Company Leadership - Our insurance carriers are A.M. Best (A) rated "Excellent" and have been serving the needs of the individual & self-employed marketplace for over 60 years. Their expertise in the individual marketplace has paved the way for many of the innovative plan designs available today.
• And... Our Quick and Easy Online Application Process!

Healthcare in America is in a crisis. The good news is that there is a solution! Consumer Driven Health Plans (CDHPs) and Health Savings Accounts (HSAs) allow consumers to take back the control of their healthcare decisions by empowering the "Freedom of Choice." CDHP's and HSAs are being hailed as the most innovative and cutting-edge insurance product to hit the market in over 60 years. USA Today says "The cure for the sick HMOs." As of November 2005 over 1.5 million Americans have opened a Health Savings Account to protect their families & businesses.Custom Health Plans believes in this solution! And we have designed our portfolio to match the philosophy that every American should have the ability to choose the doctor or hospital best suited to their needs while be able to afford an insurance plan that puts YOU in the driver’s seat by giving you the freedom, information and support to take charge. We have chosen an elite group of insurance carriers whose focus and dedication is to put the consumer back in charge of their healthcare decisions. Our portfolio of products is designed with the following specific needs of our clients in mind:

Premiums that are typically 30 - 40% lower than traditional plans.

100% Coverage options for all medical, dental and vision needs.

Freedom to choose "Any Doctor, Any Hospital." No network referrals

Tax Benefits - 100% tax-deductible, tax-deferred & tax-free for qualified use - within IRS limits

Most of all, Custom Health Plans empowers you to become an informed, active healthcare consumer. That’s important in the battle against rising healthcare costs. As you choose healthcare based on its quality and value to you, you become part of the solution to rising healthcare costs - now double what they were just four years ago.

If you are a licensed agent looking to offer a health insurance portfolio that actually works, contact us to discuss the opportunity.

If you are a consumer tired of rising insurance premiums and are ready to take back control of your healthcare, contact us and we will help you design a health insurance plan that really works...