The annual contribution limit for FSAs is $2,500, which is for an individual or family. The limits for an HSA are higher. So if offered a choice between an HSA and an FSA, it may make sense to switch to the HSA. Even if the health plan would have a higher deductible with the HSA, more pretax money can be set aside, the premium will undoubtedly be less and, if not used, the account can roll over into future years.
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