Health insurance is something that everyone considers a necessity. However, if you navigate the numerous options of healthcare, both on and off the ACA marketplace, it’s very easy to get confused and find yourself stuck in a plan that doesn’t meet your needs.
Don’t spend a year spending too much on high deductibles and exorbitant copays on a plan that doesn’t cover the essentials. Trust our experienced Health insurance brokers to help you find a custom health plan that gives you the support you deserve.
Shop Beyond The Marketplace for Customized Health Coverage
There are so many options and plans available to the public, and not everyone wants to be insured under marketplace coverage. We specialize in helping individuals, families, small business owners, and more find Texas health insurance options from leading Health Insurance companies nationwide.
Individual Health Insurance in Texas
If you are a student or single individual who needs healthcare coverage, we can help you find an individual health insurance plan. Individual plans are an excellent coverage choice for people who are self-employed, between jobs, or just desire better health insurance than what their employer provides.
Custom Health Plans helps you find individual Insurance plans that meet your financial and benefit requirements.
Family Health Insurance in Texas
Much like individual plans, our family health insurance options are a great way to meet your family’s health care needs at under affordable coverage.
Every family has different needs, and it can be expensive trying to cover it all with separate individual plans. We can provide you with off-marketplace family insurance options that cover medical expenses for your entire family.
Short-Term Health Insurance in Texas
If you’ve missed the open enrollment period, are in-between jobs, or want to get away from your high premium, high deductible plan, Custom Health Plans can help. Short-term health insurance is a perfect option for coverage you need, until the opportunity for a long-term plan arises.
These plans include coverage for up to 12 months and in most cases are up to 60% less than the typical plan you’d find under Obamacare.
Group/Small Business Health Insurance
As a small business owner, the options to cover your employees can become quite the expense under the ACA. Custom Health plans can help you navigate the healthcare landscape as a small business owner and introduce you to find small and midsized group health Insurance options that meet your specific financial and benefit level requirements.
Health Savings Accounts (HSAs)
If you are adamant about managing your own health care spending, a Health Savings Account can help you accrue funds that carry over from year to year to assist with future medical expenses.
This is not a health insurance plan in itself but is in addition to a high-deductible health insurance plan and serves as an added employee benefit for more cost-conscious health care decisions.
Christian Cost Sharing/Medi-Share
Medi-Share is a healthcare option that is not specifically insurance, yet provides an affordable alternative that falls in line with a person’s Christian values. Participants in a Medi-Share program pay a small monthly amount that fit their specific household budget. They are then open to flexible, border-free healthcare from one of the largest PPO networks in the country.
Fixed Benefit Health Insurance
These plans are a simple fixed indemnity benefit option that helps the insured cover the expenses of high deductibles. People under these plans have the freedom to choose any physician in the MultiPlan Nationwide PPO, including self-referred specialists.
Fixed Benefit Health Insurance insurance option offers:
- No rate increases
- Coverage of pre-existing conditions after 12 months
- No lifetime benefit maximum
- Guaranteed renewable coverage, and more!
Sometimes a health insurance plan doesn’t include dental or vision insurance. If you are looking for affordable dental or vision insurance Custom Health Plans is here to show you options that ensure no aspect of your health is neglected.
Senior Health Insurance
The health landscape can be a confusing area to work through for senior citizens. From Medicare plans to understanding how healthcare options change as seniors age, this demographic needs a licensed health insurance broker on their side to help them find quality Medicare Supplement Plans that helps them meet their specialized needs.
In the instance of an unexpected death, life insurance can be the financial safety net that helps a family get through the tribulations of the loss of a family member. Life insurance is something that a family should plan out in advance. However, many people don;t know what they exactly need in this coverage. We can help you cover every aspect of the life insurance policy that your family needs with an insurance company that you can trust.
Experience Affordable, Quality Coverage With Custom Health Plans, Inc.
If you and your family are ready for affordable insurance coverage, Custom Health Plans, Inc. has the experience in finance and insurance that can help you find the right plan for your needs. We want to meet you and schedule an appointment to discuss your personal desires out of an insurance policy. Contact us today to schedule a consultation with a member of our team.