Need Health Insurance in Florida? We Compare All the Major Carriers for You.
Our team has helped 1000+ Texans find better coverage by comparing all the major health insurance companies. Same expert advisors, same 5-star service now available in Florida.
As Seen On
Who We Help in Florida?
Individuals
Need coverage but marketplace prices are too high? Let's find better options.
Families
Protect your whole family without emptying your savings account.
Small Businesses
Give your team great benefits. We handle the complicated stuff.
Self-Employed
We help Florida self-employed workers find health coverage that balances monthly cost and out-of-pocket risk.
Why We're Expanding To Florida?
Texas Success, Florida Future
For over 30 years, Custom Health Plans has helped families and businesses in Texas find better health coverage.
Our reputation is built on something simple: make insurance easy to understand and help people find the right plan without pressure.
Now we’re bringing that same approach to Florida.
Why Florida? Because the insurance landscape here is just as confusing as Texas. People are paying too much for marketplace plans when better options exist.
Small business owners are overwhelmed. Self-employed folks are stuck between expensive
coverage and going without.
We know we can help because we’ve done it 1000+ times in Texas. Same carriers. Same service. Same commitment to making this simple for you.
How We Compare Health Insurance Companies in Florida
How It Works
1️⃣ You Call, Email or Zoom
Tell our team about your situation. Your budget. What coverage you need. Who your doctors are. Just a conversation, no forms yet.
2️⃣ We Compare Plans
Our advisors shop all the major health insurance companies in Florida including Florida Blue and send you options.
3️⃣ You Choose What Fits
We explain each plan, answer your questions, and help you decide. Take your time. No rush.
4️⃣ We Handle the Paperwork
Once you're ready, your advisor handles enrollment. We walk you through every step so nothing gets missed.
✅ We Stay Available
Questions about your coverage? Need help with a claim? Renewal coming up? Your advisor is still here. That's how we work.
Why People Choose Custom Health Plans
You Save Money
Many clients find better coverage for less than marketplace plans. We compare everything so you can see for yourself.
Education Over Sales
Our advisors help you understand your options so you can make a smart decision.
Real Advisors, Real Help
You work with a licensed insurance advisor. You'll have direct access to someone who knows your situation.
30+ Years of Experience
Custom Health Plans has been helping families from 30 years. We've seen every insurance situation you can imagine.
Long-Term Relationships
We don't disappear after you enroll. Many clients work with us for years because we're here when they need help.
Plans That Fit Real Life
Whether your income is steady or varies month‑to‑month, we help you choose coverage that balances monthly cost with potential medical expenses.
You're in Texas. I'm in Florida. How Does This Work?
Good question. Here’s the honest answer:
We work with most of our Texas clients by phone, email and Zoom even
the ones who live nearby. It’s faster and more convenient for everyone.
You don’t have to take time off work. You don’t have to drive
anywhere. You can call us at 7am or email us at 8pm. Whatever
works for your schedule.
What matters: You’re working with our licensed advisors directly.
You’ll have a direct phone line and email. We remember who you are
and what you need.
And yes, we’re fully licensed in Florida: # P065884
Most people prefer working this way once they try it. It’s more
personal and more flexible than sitting in an office.
SEE: Why Texans Love Us
EXCELLENT Based on 406 reviews Posted on Google Casey AdamTrustindex verifies that the original source of the review is Google. Mark was highly responsive, answered all of my questions and made the process smooth and painless.Posted on Google Kristin SchmidtTrustindex verifies that the original source of the review is Google. Mark was very informative and helpful. I achieved more in 15 minutes speaking with him than I had in the past month doing my own research and consulting with another broker.Posted on Google Jessica VazquezTrustindex verifies that the original source of the review is Google. Mark has helped my family and I purchase a health insurance for a couple of years now and he’s always been a pleasure to work with. He’s very knowledgeable and reachable which is why I keep coming back for his services. Totally recommend him.Posted on Google Claudia ClancyTrustindex verifies that the original source of the review is Google. I highly recommend Mark Savoca. I was overwhelmed and anxious about finding health insurance for my family. I knew I didn't want COBRA, but I wasn't sure what my options were. What impressed me immediately was how quickly Mark responded after I emailed him. From that first contact and throughout the entire process, he was always responsive, patient, and willing to answer my questions. Being able to speak with someone (not AI or a robot) knowledgeable and trustworthy brought me tremendous peace of mind and significantly reduced my stress and anxiety. His professionalism and genuine care made all the difference. If you need help navigating health insurance, I highly recommend Mark!!Posted on Google Alex M.Trustindex verifies that the original source of the review is Google. I needed to find a longer short-term health insurance in Texas quickly for my wife and me, and the owner Ric Monello was excellent in finding a solution. Looking for short-term insurance yourself — at least in my experience — with health insurance being a moving target and lots of fine print, can be a frustrating experience. Ric was able to find a plan that worked for my wife and me. Before and after buying the insurance, I had questions, and Ric was very knowledgeable and answered them quickly. The new insurance will help us save a lot of money going forward. I highly recommend him — Ric is very knowledgeable, has great solutions, and provides great customer service.Posted on Google Kathy JensenTrustindex verifies that the original source of the review is Google. Excellent service and information. Mark responded quickly to emails and text with answers to help me make the decision.Posted on Google Kevin FitzsimmonsTrustindex verifies that the original source of the review is Google. Mark Savoca at Custom Health Plans has been extremely helpful as I've navigated getting health insurance through my employer. Quality service and quick responsiveness every time!Posted on Google Chrissy StuartTrustindex verifies that the original source of the review is Google. Mark makes navigating health insurance (which has become such a pain) so seamless! We had an incredible experience working with Mark. He was not only extremely knowledgeable about the health insurance landscape, but also patient, clear, and genuinely helpful every step of the way. Navigating health plans for a family can be overwhelming, but Mark broke everything down in a way that was easy to understand and tailored the options to our specific needs. His professionalism, warmth, and attention to detail made the whole process smooth and stress-free. We feel so much more confident and secure now, thanks to his guidance. Highly recommend to anyone looking for expert support in choosing the right health insurance plan in Texas!Posted on Google Venita SmithTrustindex verifies that the original source of the review is Google. We were looking for insurance to take the place of Cobra. Mark sent me everything I needed to review several plans and answered all my questions. Overall he save us alot of money per month.Posted on Google Kim SheldonTrustindex verifies that the original source of the review is Google. If you're navigating the overwhelming world of health insurance, I recommend working with Mark Savoca. He took the time to explain multiple coverage options and walked me through the differences between the plans. He responded quickly to my questions and gave clarity to a confusing process. I appreciated that he seemed to genuinely want me to find the coverage that best fit my needs.
Ready to Compare Your Options?
Stop guessing. Talk to our team and get real quotes from all the major health insurance companies in Florida.
Your questions answered
Do I have to come to your office?
No. We work with almost all our clients by phone and email. You’ll never need to leave Florida.
Are you licensed in Florida?
Yes. We’re fully licensed and bonded in Florida.
How is this different from HealthCare.gov?
HealthCare.gov shows you marketplace plans. We compare those PLUS private options from carriers like Aetna, Blue Cross, UnitedHealthcare, Cigna, and Humana.
Sometimes the marketplace is best (especially if you qualify for subsidies). Sometimes private plans are better. We look at everything and tell you honestly which makes sense for you.
What if I need help after I enroll?
We don’t disappear. Need help with a claim? Questions about coverage? Renewal coming up? We are always there for you. Many clients work with us for years.
How much does your service cost?
Nothing. Zero.
Insurance companies pay us a commission whether you go through us or directly through them. You pay the same price either way. But when you work with us, you get someone who explains what you’re buying and sticks around to help.
No fees for quotes. No markup on premiums. No hidden charges.
Can I keep my Florida doctors?
That depends on the plan. One of the first things our advisors ask is: “Who are your doctors?” Then we make sure to find plans that include them in-network.
How fast can I get coverage?
We usually get you quotes the same day or next day. Coverage start date depends on the carrier and when you enroll, but typically within a few days.
What if I'm self-employed?
We helped many self-employed people and small business owners find the best health insurance for small businesses in Texas. It’s one of our specialties and we are doing the same for Florida’s residents.
What carriers do you work with?
Custom Health Plans works with all the major health insurance companies in florida:
- Blue Cross Blue Shield of Florida
- Florida Blue
- UnitedHealthcare / United Health One
- Cigna
- Humana
- Aetna
That’s the advantage of working with an independent broker. We can shop all of them for you.
Do you offer short-term coverage?
Yes. If you need temporary health insurance in Florida between jobs, waiting for employer coverage, or just need a bridge we can set that up. Coverage from 30 days to 3 years.