Find Coverage With Blue Cross Blue Shield of Texas – Health Insurance Plans

Blue Cross Blue Shield, a nationwide association of 36 independent, community-based, and locally operated companies, has been at the forefront of the healthcare industry for over 80 years. For example, Blue Cross Blue Shield of Texas is part of this vast network, and they have been offering a wide variety of insurance products tailored to the diverse needs of Texans. Their dedication to quality healthcare is evident in their wide network of healthcare providers and comprehensive coverage options. With Custom Health Plans as your trusted partner, you can rest assured knowing you have access to top-notch healthcare solutions from a reputable and reliable provider.

• HMO Plan – HMO plans offer comprehensive coverage of prevention and wellness. Under these plans, you are required to choose a Primary Care Physician (PCP) from the plan’s network who coordinates your healthcare. Referrals from your PCP are usually needed to see specialists. HMOs typically do not provide out-of-network coverage except for emergencies.
• EPO Plan – EPO plans balance cost savings and flexibility. You have the freedom to visit any specialist in the network without the need for a referral. However, except for emergencies, EPOs usually do not cover services outside the plan’s network.
• PPO Plan – PPO plans offer the most flexibility. They don’t require you to designate a Primary Care Physician and do not need referrals to see specialists. PPOs provide coverage for both in-network and out-of-network providers, although using in-network providers can result in lower out-of-pocket costs.