Your family’s health and well-being are your top priority. If you, your partner or your children get sick, you don’t want to worry about how you’ll pay for treatment. Protect yourself and your loved ones with a family health insurance plan in Texas from Custom Health Plans.
We offer a variety of family insurance plans to meet your specific financial and benefit level requirements. Along with outstanding coverage, you’ll get expert advice, as we take the time to get to know your needs and answer your questions. Let our experienced team help you compare quotes so you can be confident about which family health insurance option is best for you and your family.
Family health insurance is an affordable way to take care of medical expenses for your entire family using a single comprehensive policy. Our family health plans in Texas provide general coverage for your whole family without the costs of individual insurance plans for each family member.
No matter the size of your family, there are many benefits to having family health insurance for everyone in your home:
Proactive health care: Keeping up with your family’s health requires proactive steps, like annual wellness visits and up-to-date immunizations. Family health insurance ensures everyone has the health care they need to thrive.
Same level of coverage for everyone: Family medical insurance offers the most comprehensive coverage. From the smallest to the tallest, you’ll have peace of mind knowing costly medical expenses will be covered under your plan.
Affordable premiums: Family health coverage is often more affordable than purchasing individual health insurance policies for each family member.
Add family members: Got a little one on the way? Family plans make adding new family members to your health insurance plan easy. Our team can walk you through this straightforward process.
Whether you’re a family of two people or eight, it’s crucial to find the right type of plan — the one most appropriate and cost-effective for you and your family.
That’s where we come in. The skilled health care experts at Custom Health Plans can provide you with specialized quotes and give you in-depth information about virtually all facets of family health insurance in Texas. Thanks to our partnerships with all the top insurance carriers, we can help you get the best rates and coverage — guaranteed.
Here are some things you need to know about family health care plans in Texas.
Custom Health Plans partners with some of the state’s leading health insurance providers, including UnitedHealthOne, Blue Cross Blue Shield of Texas and Aetna. These insurers offer many insurance plans, including these popular types:
Health Maintenance Organizations (HMOs)
Preferred Provider Organizations (PPOs)
Exclusive Provider Organizations (EPOs)
Point-of-Service (POS) plans
Each plan type offers different benefits to meet your health care needs and budget. The main differences lie in flexibility, affordability and the extent of provider network access.
There are four main levels of coverage when it comes to health insurance plans — bronze, silver, gold and platinum.
Bronze plans are the most affordable policies but require higher out-of-pocket costs, including deductibles, co-pays and coinsurance. Platinum policies cost the most, but they offer the most coverage. Bronze pays for an average of 60% of health care expenses, with consumers picking up the rest. Silver pays 70%, gold 80% and platinum 90%. But keep in mind that different companies offer differing premiums for the same coverage.
If you get a health insurance plan with a higher deductible of $2,500 or more per year, you may want to consider opening a Health Savings Account (HSA). An HSA allows you to put aside tax-free money in order to pay for medical expenses like deductibles, co-pays and coinsurance.
In 2025, the maximum HSA contribution was $8,550 for those with family coverage. In addition, the HSA money can roll over from year to year if you do not spend it all. This differs from flexible spending accounts.
Step 1: Consultation
To get started, get in touch with us. We will learn about you and discuss your family’s health insurance needs.
Our experts will provide specified quotes and comprehensive information about family health insurance in Texas.
We will help you reach out to your insurance companies to find a family health insurance plan that meets your needs.
Custom Health Plans is one of the most trusted health insurance brokers in Texas. We’re here to ensure you and your family have the coverage you need to keep everyone in good health. Our experts have more than 30 years of experience in health insurance and financial services.
When you work with Custom Health Plans, you have a partner who truly cares about your needs. Our fees are not paid by you as the customer, giving you an affordable guide in the often complex health insurance market. We want to help you get family health insurance plans tailored to meet the specific needs of each member of your family. Hundreds of families throughout Texas have enjoyed the freedom and security we bring.
Without health insurance, you and your family may not have access to high-quality medical care. Additionally, a major medical event could result in financial problems if you didn’t have health insurance. Medical treatment and medications can quickly add up, resulting in additional stress for your family.
The cost of seeing a doctor without health insurance in Texas depends on various factors, including:
New patient fees
Procedures and lab work
Where you seek care, such as the hospital or emergency room
While telehealth, community health clinics and urgent care facilities are available, they will still cost you a considerable amount without family health insurance.
The staff at Custom Health Plans can provide you with quotes from numerous family health insurance companies. You can easily find an option that works for your family’s budget.
Custom Health Plans works with leading family health insurance companies in Texas. Some include UnitedHealthOne, Aetna, Humana and Blue Cross Blue Shield. We’ll provide you with family health insurance comparisons to see which one offers the type of coverage you’re looking for.
Need health insurance coverage for your whole family? The team at Custom Health Plans looks forward to providing you with a completely personalized customer experience. We partner with numerous insurance companies to help you find a family health insurance plan that’s right for your needs and budget.
Request a free quote online or call us at 877-537-5086 for more information.
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