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Your Local Health Insurance Broker. Based in Plano, Serving All of Texas.

Custom Health Plans is a local health insurance broker based in Plano and licensed across Texas. We compare top carriers for individuals, families and businesses, check your doctors against each network in your county, and stay on as your broker after you enroll.

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Trusted by hundreds of Texans. Proven by Results.

Smiling family outdoors, covered by Texas health insurance plans compared through a licensed broker

Why a Local Health Insurance Broker Matters in Texas

Your network is local

Hospital systems change by metro. Baylor Scott & White and Texas Health Resources anchor Dallas-Fort Worth, while Memorial Hermann and Houston Methodist lead in Houston. A plan that is strong in one city can be thin in the next.

Your county sets the price

Texas prices health plans by rating area, and rating areas follow county lines. We quote your actual ZIP code, never a statewide average.

Carriers differ by county

Some carriers sell individual plans in only part of the state. A local health insurance broker checks which top carriers are actually available where you live before comparing them.

Top Carriers We Work With

Blue Cross Blue Shield of Texas logo, independent authorized agent
UnitedHealthOne logo, a carrier compared by Custom Health Plans
Aetna logo, a carrier compared by Custom Health Plans
Cigna logo, a carrier compared by Custom Health Plans
Humana logo, a carrier compared by Custom Health Plans

Talk to a Local Health Insurance Broker Today

What a Local Health Insurance Broker Does for You

A local health insurance broker is licensed by the Texas Department of Insurance to compare plans from more than one carrier, so you get a side-by-side view and a person who stays with you after enrollment.

Four things we handle for you:

1️⃣ Compare top carriers side by side

Individual, family, small business and group plans next to each other, with the real annual cost of each, not just the monthly premium.

2️⃣ Check your doctors and prescriptions

Your physicians are checked against each provider directory and your medications against each drug formulary before you enroll.

3️⃣ Handle the application

We complete the paperwork and confirm your effective date so coverage actually starts on time.

4️⃣ Stay on after you enroll

Renewals, billing problems and claim questions come back to the same broker every year, not a new call center agent.

local health insurance broker on a call helping a Texas client compare plans

Why Texans Choose Custom Health Plans

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Melinda Vaughn profile picture
Melinda Vaughn
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mark Savoca of Custom Health Plans made finding a health insurance plan very easy. He took the time to explain different coverage and deductibles and found a plan that fit our doctor preferences. Excellent communication and personalized service! Highly recommend!
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Elizabeth Biermann profile picture
Elizabeth Biermann
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Marc was wonderful to work with! He helped me find a policy that off marketplace, provided the very specific coverage my kids needed. He helped me all the way through the process to make sure everything was submitted on time for October health coverage for my family. So thankful!!!
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Ann Michele Bowlin profile picture
Ann Michele Bowlin
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mark was extremely helpful in guiding me through my health insurance options as I transitioned from COBRA coverage through my former employer. He took the time to understand my specific needs, thoroughly explained the available options, and patiently answered all of my questions. He also helped arrange short-term emergency coverage to bridge the gap between the end of COBRA and the start of my new private plan, which required underwriting. Mark was knowledgeable, responsive, and made a complicated process much easier to navigate. I highly recommend Mark and Custom Health Plans.
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K K profile picture
K K
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mark Savoca is really great to work with - he listens to your needs, does the work to find good options for you, and stays on top of your policy expirations dates and what you need to do to get the best service! He’s an amazingly valuable professional. I’m super happy that he was recommended to me!
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Stephanie Butler profile picture
Stephanie Butler
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mark has been helping us for several years now with our health insurance. He is so great to work with and makes the process simple and fast. He is very responsive and knowledgeable. Highly recommend him and his team!
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Jennifer Cohen profile picture
Jennifer Cohen
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mark Savoca from Custom Health plans has helped us with our health insurance since we moved to Texas 3 years ago. He has provided excellent customer service. He always walks me through the best options for our family every year when it is time to renew. He is knowledgeable and is able to explain the options in a clear way that is easy to understand. We really appreciate all of his help. I would highly recommend him to anyone looking for an insurance agent.
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Avron Levin profile picture
Avron Levin
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mark was very attentive and helpful. We needed very specific cover and Mark made time to discuss and help us choose the right plan
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Jill Dorjee profile picture
Jill Dorjee
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mark S. did a great job. He answered all my questions and he always got back to me promptly. I hate dealing with insurance, but Mark made it understandable and never criticized a dumb question (I'm sure I asked many!), and it was just an easy process to work with Mark. Thank you!
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Dave Waite profile picture
Dave Waite
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mark is a smart, straight-shooting adviser in the difficult-to-discern maze of health plans. Appreciate his guidance and happy to recommend him. Highly recommended.
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David Weaver profile picture
David Weaver
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have worked with Mark Savoca getting health insurance several years. Mark is always professional, prepared, courteous and helpful. Well done. Thanks. DMW

How It Works (3 Simple Steps)

1. Tell Us About You

First, we need your city, age, household, doctors, prescriptions and budget. One short call or the form on this page.

2. Compare Your Best Options

Then your local health insurance broker puts plans from top carriers side by side and checks your doctors against each network.

3. Enroll With Help

Finally, we handle the application, confirm your effective date, and stay on as your broker for renewals and claim questions.

Check Eligibility and Get Your Options

A 5-minute conversation tells you exactly which plans fit your budget and your doctors. No pressure, no fees, no obligation.

Frequently Asked Questions

Look for a broker licensed by the Texas Department of Insurance who works with more than one carrier and has reviews from people in your area. Custom Health Plans is based in Plano, licensed across Texas, and you can visit the office or work with us by phone from anywhere in the state.

It costs the same. Carrier premiums are filed with the Texas Department of Insurance and do not change whether you buy direct or through a broker. The carrier pays the broker, so you get the comparison and ongoing help at no extra cost.

A broker can only show the carriers they are appointed with, and a captive agent shows just one company. Ask which carriers a broker compares before you start. We work with top carriers across Texas and tell you plainly when a plan we do not sell is the better fit.

Licensed brokers are regulated by the Texas Department of Insurance, and you can look up any license on the TDI website. Reviews also help: Custom Health Plans holds 5 stars across 400+ combined reviews.

By revenue, the largest global brokers are Marsh McLennan, Aon and WTW, and they mainly serve large corporations. Individuals, families and small businesses usually get more attention from a local health insurance broker who knows the carriers and hospitals in their own county.