If you own a small business, the Affordable Care Act (ACA) – more commonly known as Obamacare – opens more avenues for you to offer (or continue to offer) health insurance benefits to your employees. The catch is that your obligations as an employer have become difficult to understand without expert guidance. The good news is that many options are available to satisfy your small business’s health insurance needs. From Group Health to the increasingly popular Defined Contribution Plans, we can assess your organization and figure out an affordable health insurance policy that works for you and your employees.
There are a variety of plans available that will help you meet your business’s specific financial and benefit level requirements. Contact us today to get expert advice about which group insurance option is best for you, or compare group insurance plans right now to get started.
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What Small Business Owners Should Know About the ACA
For health insurance purposes, the ACA defines small businesses as companies with 50 employees or less. It is important to know that the ACA’s mandates for minimum essential coverage differ between small businesses and large employers. In some cases, small businesses may qualify for federal subsidies, as well. Because of these changes in group insurance, many employers are moving to Defined Contribution plans as an affordable alternative.
Texas Small Business Health Insurance
As a small business owner, your employees are your single greatest investment. This is why it’s so crucial to have a solid health insurance plan in place — so that you’re able to hire and retain employees for a number of years. In addition, one of your #1 goals should be maintaining satisfaction and productivity in the workplace, which is why it’s imperative to find a group healthcare plan that best benefits your business.
It’s tough for anyone to make sense of the current healthcare industry. At Custom Health Plans, our team is here to help you with small business insurance in Dallas and Houston! We want to help you keep your healthcare costs low while also ensuring that you select the right type of coverage. This is one of the most important decisions that you as a business owner will ever make.
Health Insurance for Small Business Owners
Health insurance can be complicated and very tricky to navigate. And, as a small business owner, it’s crucial that you pick the best health insurance plan for your employees — in order to ensure overall satisfaction in the workplace. All of which is to say, hiring a health insurance broker can greatly help!
Here at Custom Health Plans, we can help you select the best and most affordable small business health insurance on the market today. Whether you need several benefits or just one, regardless of the size of your business, our healthcare experts can help you select high-quality coverage. We are happy to offer specialized guidance and support, so that you can make sure that your employees stay productive, happy, and satisfied at work.
Custom Health Plans for Small Businesses
To meet the ACA’s requirements and keep your small business’s health insurance costs affordable, you have to understand your options completely. Otherwise, you may not be taking full advantage of the options available to you in the new insurance climate created by the ACA. The potential tax benefits alone are worth starting the conversation with an insurance specialist.
Certainly, the ACA presents small businesses with many challenges. To find the right answers, you need to have a thorough understanding of where you have opportunities to use the ACA’s provisions to your advantage. If you would like to learn more, please see our Group Insurance Frequently Asked Questions section.
The ACA has had a significant impact on how employers go about getting insurance for their companies. Group health insurance premiums and deductibles are continuing to rise, which only makes obtaining coverage for your employees more difficult to manage. To control costs over the long term, many small business owners are turning to defined-contribution health plans to manage the rising cost of health insurance. To determine whether a Defined-Contribution plan is right for your organization, please see our Defined-Contribution guide, or if you would like to simply learn more, please see our Defined-Contribution Frequently Asked Questions section.
Contact Custom Health Plans Today
We can help you find an affordable insurance plan that meets the needs of you and your employees. Contact us today!
If you’re preparing to invest in small business health insurance, it’s critical that you receive an accurate quote and information about your plan. Do you have questions or concerns about health insurance for small business owners? Call our team at (877) 749-2241 today to make a health insurance plan for your small business or send us a message online!