Yes, the marketplace has expanded and most health insurance companies offer plans to suit a variety of personal healthcare needs and budgets. In addition, there are government subsidies and tax credits available based on income to help make coverage more affordable for everyone.
Yes, many websites offer online quotes. You can use our free insurance quoting tool to find a quote right now, or contact us to get a variety of quotes and better understand your health insurance options.
To get the best affordable individual health insurance plans, it is a good idea to gather about five quotes from different insurance companies or different coverage levels to make sure that you are getting the best price for your needs.
The extra time is worth it, Health insurance, like buying a house or a car, is not a purchase to take lightly. How much money can be deposited into a health savings account plan annually?
The Internal Revenue Service sets the contribution limits for HSAs. In 2014, the maximum contribution is $3,300 a year for individual coverage or $6,550 for family coverage. People age 55 and older can save an additional $1,000 per year.
Starting in 2014, an insurance company cannot charge higher rates to individuals who are the same age based on their gender or health status. So you cannot be declined or pay more if you have a health condition. Pricing depends largely on age, family size and geographic location.
Yes, a tobacco user can be charge up to 50 percent more than a non-tobacco user.
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