Short Term Health Frequently Asked Questions

Yes, you can cancel your Short Term Health coverage at any time. For example, you have secured a long term plan. Some carriers will reimburse you for your unused premium to the day.

Most carriers will allow for premiums to be paid monthly, however some carriers will provide a premium savings if you are able to pay for the entire policy upfront.

Short Term Health insurance is an affordable solution with an accommodating payment plan.

Some carriers will allow you to renew your plan whereas others may require a new application. You can also transition to a long term insurance policy if needed. We can help you identify a health care strategy that ensures you have the coverage you need, when you need it.

If you have lost your job – there are affordable Short Term Health Plans which are typically less expensive than COBRA coverage.

• If you are a recent graduate without access to health insurance through an Employer or your parents.
• If you are employed, but cannot get health insurance from your employer because they do not offer health insurance, you are seasonally employed, you are a temp employee, or you work part-time.
• If you recently got a job, but are waiting for your health insurance to begin.
• If your company is on strike.
• If you are self-employed.
• If you are looking for an affordable healthcare solution.

Applying for Short Term Health insurance is usually a very simple procedure, and typically does not involve a medical exam. In many cases, you can sign up for Short Term coverage today and have coverage by tomorrow. Contact us today to get started on a plan that is right for you!

Our health insurance advisors can get you started right away with a Short Term Health insurance quote. Then you can decide on the policy and duration of coverage. Use our quoting engine below to get Short Term Health insurance today:

Short Term Health insurance policies can be as short as 30 days, or as long as 11 months. Any longer than that is considered a regular long term health insurance policy. Short Term Health Plans are designed to be highly flexible, filling the gaps in your long term insurance coverage.

Here are few examples ideal for purchasing Short Term Health insurance coverage:

• If you have lost your job – there are affordable Short Term Health Plans which are typically less expensive than COBRA coverage.
• If you are a recent graduate without access to health insurance through an Employer or your parents.
• If you are employed, but cannot get health insurance from your employer because they do not offer health insurance, you are seasonally employed, you are a temp employee, or you work part-time.
• If you recently got a job, but are waiting for your health insurance to begin.
• If your company is on strike.
• If you are self-employed.
• If you are looking for an affordable healthcare solution.

Short Term Health insurance has a simplified Underwriting process. Your answers on the application determine whether or not the policy will be issued. Contact us to find the right carrier for your needs.

Generally speaking, many of the policies are designed to ensure your specific coverage needs are met until your long term health plan begins. We can help you find a Short Term Health Plan that will provide health insurance coverage until the next open enrollment period.

With Short Term Health insurance, you can get health insurance coverage for a short period of time, typically between 30 days and 11 months. Short Term Health Plans are designed to provide coverage for when you are in-between long term plans. They are an ideal solution for those who missed the Obamacare Open Enrollment period and are in need of health insurance. These plans can typically be started within 24 hours, providing great coverage at a fraction of the cost of a typical Obamacare ACA plan.

Individuals are attracted to Short Term Health Plans not just because of their flexibility, but also because of their affordability. Typically, Short Term Health Plans are half or two thirds the cost of an Obamacare ACA plan. This means that not only can you get Short Term Health Plans outside of Obamacare Open Enrollment periods, but you can actually find significant savings when doing so. Keep in mind the higher the deductible the lower the premium, and vice versa. This flexibility means that Short Term Health Plans can be very inexpensive and affordable.

We offer a variety of Short Term Health Plans from a variety of companies, and work to find you the best rates for your insurance needs. Short Term Health Plans typically cost significantly less than traditional Obamacare ACA plans, and can provide up to $1.5 million in coverage.