Need Health Insurance in Florida? We Compare All the Major Carriers for You.
Our team has helped 1000+ Texans find better coverage by comparing all the major health insurance companies. Same expert advisors, same 5-star service now available in Florida.
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Who We Help in Florida?
Individuals
Need coverage but marketplace prices are too high? Let's find better options.
Families
Protect your whole family without emptying your savings account.
Small Businesses
Give your team great benefits. We handle the complicated stuff.
Self-Employed
We help Florida self-employed workers find health coverage that balances monthly cost and out-of-pocket risk.
Why We're Expanding To Florida?
Texas Success, Florida Future
For over 30 years, Custom Health Plans has helped families and businesses in Texas find better health coverage.
Our reputation is built on something simple: make insurance easy to understand and help people find the right plan without pressure.
Now we’re bringing that same approach to Florida.
Why Florida? Because the insurance landscape here is just as confusing as Texas. People are paying too much for marketplace plans when better options exist.
Small business owners are overwhelmed. Self-employed folks are stuck between expensive
coverage and going without.
We know we can help because we’ve done it 1000+ times in Texas. Same carriers. Same service. Same commitment to making this simple for you.
How We Compare Health Insurance Companies in Florida
How It Works
1️⃣ You Call, Email or Zoom
Tell our team about your situation. Your budget. What coverage you need. Who your doctors are. Just a conversation, no forms yet.
2️⃣ We Compare Plans
Our advisors shop all the major health insurance companies in Florida including Florida Blue and send you options.
3️⃣ You Choose What Fits
We explain each plan, answer your questions, and help you decide. Take your time. No rush.
4️⃣ We Handle the Paperwork
Once you're ready, your advisor handles enrollment. We walk you through every step so nothing gets missed.
✅ We Stay Available
Questions about your coverage? Need help with a claim? Renewal coming up? Your advisor is still here. That's how we work.
Why People Choose Custom Health Plans
You Save Money
Many clients find better coverage for less than marketplace plans. We compare everything so you can see for yourself.
Education Over Sales
Our advisors help you understand your options so you can make a smart decision.
Real Advisors, Real Help
You work with a licensed insurance advisor. You'll have direct access to someone who knows your situation.
30+ Years of Experience
Custom Health Plans has been helping families from 30 years. We've seen every insurance situation you can imagine.
Long-Term Relationships
We don't disappear after you enroll. Many clients work with us for years because we're here when they need help.
Plans That Fit Real Life
Whether your income is steady or varies month‑to‑month, we help you choose coverage that balances monthly cost with potential medical expenses.
You're in Texas. I'm in Florida. How Does This Work?
Good question. Here’s the honest answer:
We work with most of our Texas clients by phone, email and Zoom even
the ones who live nearby. It’s faster and more convenient for everyone.
You don’t have to take time off work. You don’t have to drive
anywhere. You can call us at 7am or email us at 8pm. Whatever
works for your schedule.
What matters: You’re working with our licensed advisors directly.
You’ll have a direct phone line and email. We remember who you are
and what you need.
And yes, we’re fully licensed in Florida: # P065884
Most people prefer working this way once they try it. It’s more
personal and more flexible than sitting in an office.
SEE: Why Texans Love Us
EXCELLENT Based on 374 reviews Posted on Ben FryTrustindex verifies that the original source of the review is Google. Hugely helpful, Mark Savoca went out of his way to help me find a reasonable plan, with continued follow up..Posted on Sherilyn CarpenterTrustindex verifies that the original source of the review is Google. So easy to work with. Got me exactly what I needed.Posted on Wendy MartinezTrustindex verifies that the original source of the review is Google. I'm new to health care insurance, and Mark did an exceptional job helping me understand my coverage options. He explained everything clearly and made the whole process simple and stress-free. He was also very prompt in reaching out and answering my questions. I highly recommend working with him!Posted on Lynette DahmerTrustindex verifies that the original source of the review is Google. Mark Savoca was great to work with getting information for different plans to fit our need. Great communicator, very detailed and stepped through everything with us to make sure we understood and were comfortable with our choice. This was a great experience. I would definitely recommend him for future clients. Great job Mark!Posted on Crim TwoTrustindex verifies that the original source of the review is Google. Can’t recommend Mark Savoca enough. I needed short term coverage and was lost trying to figure out the marketplace. He clearly and concisely explained my options, walked me through coverages, and got me what I needed in a timely manner. If you are looking for coverage and need guidance, Mark’s your guy!Posted on Keith JonesTrustindex verifies that the original source of the review is Google. Unbelievable service. Insurance expert with a passion for customer service. Enthusiastically committed to getting clients the best deal for their particular situation. He is patient and kind - this is confusing stuff. He made it simple. Thank you, Richard.Posted on HACKED TVTrustindex verifies that the original source of the review is Google. Mark was amazing really helped stream line everything for the best option for me and my familyPosted on Chris ThompsonTrustindex verifies that the original source of the review is Google. Ric has been incredible to work with. I’ve relied on him for various insurance needs over the past 9 years, and he’s consistently responsive, knowledgeable, and quick to present clear options. He makes complex decisions easy and is someone I trust completely. I can’t recommend Ric highly enough.Posted on Oscar GuzmanTrustindex verifies that the original source of the review is Google. I have been with Richard Monello (Custom Health Plans) for at least 5 years now, and have been very pleased with his level of service in finding me the best plans for my family. My employer does not offer a health plan, and to complicate things further, my wife has a pre-existing condition, yet Richard always manages to find plans that actually work for us. Health insurance is a fast moving and ever changing landscape in this country, but he is always on top of his stuff, and I have peace of mind knowing I can count on Richard and his expertise. He explains everything very well and makes an otherwise overwhelming process as simple as pie. Highly recommend!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Ready to Compare Your Options?
Stop guessing. Talk to our team and get real quotes from all the major health insurance companies in Florida.
Your questions answered
Do I have to come to your office?
No. We work with almost all our clients by phone and email. You’ll never need to leave Florida.
Are you licensed in Florida?
Yes. We’re fully licensed and bonded in Florida.
How is this different from HealthCare.gov?
HealthCare.gov shows you marketplace plans. We compare those PLUS private options from carriers like Aetna, Blue Cross, UnitedHealthcare, Cigna, and Humana.
Sometimes the marketplace is best (especially if you qualify for subsidies). Sometimes private plans are better. We look at everything and tell you honestly which makes sense for you.
What if I need help after I enroll?
We don’t disappear. Need help with a claim? Questions about coverage? Renewal coming up? We are always there for you. Many clients work with us for years.
How much does your service cost?
Nothing. Zero.
Insurance companies pay us a commission whether you go through us or directly through them. You pay the same price either way. But when you work with us, you get someone who explains what you’re buying and sticks around to help.
No fees for quotes. No markup on premiums. No hidden charges.
Can I keep my Florida doctors?
That depends on the plan. One of the first things our advisors ask is: “Who are your doctors?” Then we make sure to find plans that include them in-network.
How fast can I get coverage?
We usually get you quotes the same day or next day. Coverage start date depends on the carrier and when you enroll, but typically within a few days.
What if I'm self-employed?
We helped many self-employed people and small business owners find the best health insurance for small businesses in Texas. It’s one of our specialties and we are doing the same for Florida’s residents.
What carriers do you work with?
Custom Health Plans works with all the major health insurance companies in florida:
- Blue Cross Blue Shield of Florida
- Florida Blue
- UnitedHealthcare / United Health One
- Cigna
- Humana
- Aetna
That’s the advantage of working with an independent broker. We can shop all of them for you.
Do you offer short-term coverage?
Yes. If you need temporary health insurance in Florida between jobs, waiting for employer coverage, or just need a bridge we can set that up. Coverage from 30 days to 3 years.