In your senior years, insurance coverage is important. The needs for medical, dental, long-term care and income protection are critical as you age. You need straightforward support and answers to navigate through the complexities of today’s senior care marketplace.
Senior Health Care Plans
Seniors have specialized health concerns and priorities. It’s crucial to select a senior health insurance plan that will provide ample coverage, while still remaining affordable. This is where the experts at Custom Health Plans come in! We are a full-service Texas health insurance broker, and we are dedicated to providing affordable health insurance solutions for all seniors.
We have partnerships with all the leading healthcare providers in the industry, and we are able to provide accurate quotes for all. At Custom Health Plans, we are proud to be the healthcare broker service that so many Texans rely on and trust!
There is a variety of senior health insurance options available that will help you meet your specific financial and benefit level requirements. Contact us today to get expert advice about which senior insurance option is right for you, or compare senior health insurance quotes right now to get started.
What are my Medicare Options?
In health care alone, there are lots of options to consider in a marketplace going through tremendous change. Choosing among health insurance plans can be a daunting task. There is a lot to filter through and answers to get about important coverage questions:
- If you are Medicare-eligible, do you understand the A, B, Cs and Ds of Medicare plans?
- How much can you comfortably spend on health care coverage? A realistic assessment will help you find a plan with affordable premiums, deductibles and copayments.
- What about emergency room care? What will that cost if a life situation occurs?
- Is there a doctor group or hospital that is important to you? You need a plan that offers the right network of doctors.
- Are there prescriptions you need to make sure will be affordable in the future?
- What coverage, if any, will you have when you travel?
Supplemental Health Insurance for Seniors
As seniors age, they may struggle to afford or even find the best possible healthcare. This is why it’s so important to hire an outside source, such as a specialized health insurance broker or agent, to help with this process. Here at Custom Health Plans, we have been helping seniors get the quality coverage that they need and deserve — and we’ve been doing so for over thirty years.
By working with a licensed and experienced health insurance broker at Custom Health Plans, you can rest assured that you’ll get your pick of the litter when it comes to the best supplemental health insurance coverage for seniors. No one should have to endure this process alone. After all, the healthcare industry is incredibly complex, and it can be unfortunately easy to select the wrong plan altogether.
To help determine which senior health insurance plan is right for you, please see our Medicare Plan guide.
What should be considered when evaluating health plans?
- The doctors and hospitals are in the provider network.
- The monthly premiums.
- The annual deductible, both individual and family.
- The copayment amounts for doctor visits, emergency room, etc.
- Any applicable coinsurance (percentage of cost you may pay for covered services).
- Annual maximum out-of-pocket limits.
Why consider a Medicare Advantage Plan?
Medicare Advantage Plans are comparable to the managed care health maintenance organizations and preferred provider organization plans you may have had while working. They include Medicare Plan B outpatient and doctor visit services as well as parts from original Medicare, like emergency and urgently needed care. Most include prescription drug coverage (Medicare Part D). In addition, some Medicare Advantage Plans offer coverage for vision, dental, hearing and/or wellness programs. Finally, it is important to remember that Medicare Advantage Plans also cover hospitalization needs.
Healthcare Quotes for Seniors
Gathering up quotes for your senior healthcare plan can be a daunting and challenging process, to say the least. Keep in mind that you do not have to go through this process alone! At Custom Health Plans, we take great pride in providing the latest information and best quotes on a number of insurance policies that are specifically for senior healthcare. We make it easy on YOU.
Learn more about the various Medicare plans available using our Medicare Plan guide.
For more information about Senior Health Insurance, please see our Frequently Asked Questions section. If you want to learn more about how Obamacare has impacted Senior Health, please see our educational guide.
Contact Custom Health Plans Today
Have questions or concerns about health insurance for seniors? Don’t hesitate to get in touch with Custom Health Plans today! Our team of quality healthcare professionals is always happy to assist you and ensure that you secure the best policy possible. Contact us today, and get started on your journey to investing in an effective, affordable supplemental health insurance plan for seniors.
We can help you sort through the maze of the changing health care market, Medicare and other options to get the senior health plan that best meets your needs. Contact us today!