Health savings account rules made simple. See the 2026 HSA contribution limits, who qualifies, the deadlines, and the three mistakes that trigger a tax bill.
A high deductible health plan (HDHP) pairs a lower premium with a higher deductible, and it is the only plan that lets you open an HSA. See the 2026 IRS limits, real costs, honest pros and cons, and who an HDHP fits.
