
Quick answer: When does health insurance open enrollment start? It starts November 1 and runs to January 15 for plans you buy yourself. Enroll by December 15 if you want

When is open enrollment for health insurance 2026? It depends which year you mean. The window opening November 1, 2026 buys coverage for 2027 and runs through January 15, 2027.

Open enrollment for 2027 health insurance runs November 1, 2026 through January 15, 2027. To have coverage that starts January 1, 2027, you must enrol by December 15, 2026. Texas uses the federal Marketplace, so these dates apply statewide. The end date changed twice before it landed, so several guides still show the old one.

Health insurance open enrollment runs Nov 1 to Jan 15. See the 2027 dates, what changed, your three ways to enroll, and how to choose in Texas.

If you missed open enrollment for health insurance, you are not locked out. You can buy a full ACA plan if you had a qualifying life event in the last